Sellers: As we negotiate your deal, we'll not only work to get the optimal sales price, but we'll also advocate for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you know exactly where your money is going. Buyers: If you're purchasing a home in Northern Virginia, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not shocked when you arrive at closing time. I'll be glad to look at the estimate with you, answering your questions and highlighting any estimates in question.
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